Plan Well - Save Well - Live Well
When turning to a wealth professional for advice, the biggest challenge can be finding answers that are personally relevant. Beyond market expertise and sound investment principles, you deserve a clear and understandable path – a path that respects the elements that are non-negotiable in your life.
Your time is valuable – You have both professional and family obligations. Time is of the essence and you need to be able to rely on a team who will keep track of the investment decisions that need to be made.
Looking after your family - Your family has its own unique dynamics. From helping the next generation get started to the ultimate transfer of assets, we understand that life objectives as well as the notion of risk vary from one family member to another. In addition to managing your financial assets, we can pinpoint the issues that require your attention.
Life cycle - We are all at a different stage in life. Are you about to buy your first home? As a business owner, do you have an exit strategy? Are you ready for retirement? Is your family protected? At Raymond James, you have access to a multi-disciplinary team to explore all these vital issues with you.
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Total Wealth Solutions
Through our Total Wealth Solutions approach, we collaborate with you to help you reach your financial goals at every stage of life. Whether you’re planning for retirement, growing a business, or transferring wealth to the next generation, we create a cohesive strategy that provides the best solutions to fit your individual needs. Empower your wealth journey with personalized advice from our dedicated team of specialists that help incorporate;
- Financial Planning
- Investment Management
- Insurance Solutions
- Tax Solutions
- Estate and Trust Services
- Charitable Giving Strategies
A Partnership Focused On You
When it comes to financial planning, there is only one person that matters: You. Because this is your life, your goals, your dreams. That's why we focus on financial planning for your whole life - from your first job to your last and beyond.
As the driving force behind the process, you'll have a better idea of where you stand, where you're going and how you'll get there. In fact, the more engaged you are, the better the chances that you will be able to create - and fund - the life you've always wanted. And we're here to help keep everything on track. Together, we can help you bring your vision for the future into sharp focus so you can begin to prepare for it.
MEET YOUR ADVISORY TEAM
Our team will work together, collaborating with our dedicated team of Raymond James Ltd. specialists, to diligently apply decades of cumulative industry knowledge and experience to analyze, research and strategize on your behalf.
Dominique Vincent, MBA, CIM®
With over 25 years of experience, my role as a portfolio manager is to provide an investment framework, bringing discipline and structure to the development of a customized plan that is relevant today and can be adapted as your life evolves. Such a customized approach to investing and planning requires a thorough understanding of your personal, professional and financial situation.
A graduate of McGill University, I spent 10 years in public and investor relations before earning an MBA from the John Molson School of Business at Concordia University. Having experienced the Asian crisis, the 2000 tech bubble and the 2008 global financial meltdown, I pay particular attention to sustainability and risk management. There is no magic formula; managing your wealth is about taking the time to understand and respect your individual risk profile and investment objectives.
Very involved in the community, education has always been central to my charitable activities for the opportunities it offers to all. Having lost many loved ones to cancer, I have been cycling for years to help fund cancer research. I enjoy the arts, travelling and photography. In fact, some of the photos you see on this site were taken by me. While you will find me regularly at the gym, windsurfing remains my favourite sport.
Michelle Deruchie
An expert when it comes to the administrative aspects that naturally flow from having an account with us, Michelle’s main focus is client service. Michelle is responsible for answering your questions regarding transfers, trades, contributions and withdrawals from registered accounts. She also takes care of the process regarding account opening, address changes and providing online access to view accounts including any questions to do with navigating the website. During tax season, she will be in contact with you and, if you wish, with your accountant to ensure that all tax documents related to your accounts with us are available. Following the death of a loved one, she will assist the liquidators/executors with all the documentation requirements of an estate settlement. As a team, we understand the stress of such an event and we have worked with many families to ensure the proper and smooth transfer of assets.
Michelle has been a licensed investment advisor sales assistant at 3Macs, now a division of Raymond James, for 10 years. She attended Dalhousie University and the University of King’s College, earning a BA in History.
An avid golfer, Michelle is a lifelong Montreal Canadiens fan. No surprise that she has run the 3Macs, a division of Raymond James, annual hockey playoff pool for many years.
Michelle He, CIM®, CFA®
As an Associate Investment Advisor, I work in close collaboration with our Senior Portfolio Manager on optimizing investment processes and selecting individual stocks, ETFs and funds that add value to our models. Our clients are the centre of our focus. Therefore, understanding needs and objectives, answering questions and providing guidance are essential to my work. We are developing many client-focused initiatives, among which I dedicate myself to the ones that are specifically designed for the next generation. It is my privilege to be on a team that serves families and, thus, has an inter-generational approach. We thrive on collaborating with all family members and finding comprehensive solutions that address individual unique needs.
I came to Canada in 2012 to attend university and joined the industry, just after graduation, as a Portfolio Assistant with a leading bank’s private investment counsel team in Edmonton. I then joined an independent wealth management firm as an Associate Investment Advisor. Determined to pursue continuous self-improvement, I got the accreditations of CFA and CIM in the years that followed. My husband and I relocated to Montreal in the summer of 2022 and, a few months later, I started my new journey with Raymond James.
In my spare time, I enjoy doing yoga. My husband and I have a two-year-old son. We are a multilingual family (English, Chinese and Italian) and I am currently learning French. We love exploring interesting activities around town and keeping an active lifestyle.
Learn more about us
Raymond James Ltd.
