Total Wealth Solutions
We believe that professional advice, on-going education, and wealth planning are key to success. Our total wealth solutions approach looks at your entire life and all its moving pieces to incorporate;
Financial Planning
Investment Management
Insurance Solutions
Tax Solutions
Estate and Trust Services
Charitable Giving Strategies
MEET YOUR ADVISORS
Raymond James Ltd.
Karine Orser
SERVICES
Karine Orser joined the Raymond James Financial Planning team in November 2019. She now uses her 20 years of insurance industry experience to assist our valued clients with insurance solutions, including corporate-owned whole life insurance, life insurance, critical illness insurance, disability insurance as well as annuities. She and the team work with individuals and incorporated business owners to identify risks, while allowing them to maintain their focus on building wealth. Her knowledge on corporate owned is second to none, and her personal focus is on client relationships and working to understand clients’ needs. Karine is licensed in B.C., AB, SK, MB, ON, and NS.
EXPERIENCE
Before joining financial services industry in 2003, Karine served in the Canadian Armed Forces. She served as a Field Engineer, which included a full tour in Bosnia. She then completed her Business Management Diploma and started her career with Sun Life in 2003. Karine spent many years reviewing old policies and over the last 20 years she has come across almost every possible client scenario. This has shaped the way Karine analyses and recommends solutions today. She also has direct access to medical underwriters and can use her experience to ensure that clients obtain the best possible offer from insurance companies.
MORE ABOUT KARINE
Originally from the land of poutine and maple syrup, Karine is fluent in both English and French. She spent many years in competitive swimming, triathlons, adventure racing and mountain bike racing. Karine still bikes, but moves a little slower with her two boys riding with her. Although they will be passing her in no time. Her husband Jeremy is an avid fly fisherman, and they try to travel any chance they get. The family has settled in Edmonton and is very involved in their community of Argyll, which includes an off-leash dog park for their four-legged pup, Willow. Karine plans to spend the next 20 years of her career here at Raymond James, supporting our clients.
Michelle Buan
Meet Michelle Buan the Insurance Maestro with over 20 years of experience – she's practically the Shakespeare of policies and the Mozart of premiums! With her magic touch, she specializes in all things life insurance, turning the mundane into the extraordinary.
Michelle didn't just lead the insurance division; she orchestrated it like a symphony for one of the top-growing wealth firms in the country! She's the Sherlock Holmes of corporate-owned insurance, solving puzzles faster than you can say "deductible."
But wait, there's more! Michelle packed her insurance toolkit and embarked on an adventure to Alberta with her family, turning the Great White North into the Great Insurance Wonderland.
When she's not busy crafting insurance masterpieces, you'll find her on family escapades, walking her dogs (no insurance claims from dog walking... yet), immersed in books, and mentoring the next generation of Girl Guides. Michelle – making insurance not just a policy but a thrilling page-turner of financial security!
Raymond James Ltd.
Kim Eastwood
Kim brings a wealth of experience to her role as administrative assistant to Karine Orser at Raymond James. As a versatile professional with a passion for making a difference in both the insurance industry and healthcare.
Kim brings a background in Nursing and has dedicated herself to providing exceptional care to patients while also embracing the challenges of the Insurance world.
Outside of work, you can find Kim leading an active life. Whether she’s chasing her two energetic boys around the house, spending quality time at the dog park with her Bernese Mountain Dog “Moose”, or hitting the pavement with her local run club, Kim embraces every moment with enthusiasm and zest.
Sam Dutta
Sam recently joined Raymond James Financial Planning, Calgary downtown office after a successful tenure with IG Wealth Management. At IG, Sam was primarily providing insurance supports to multiple financial planning practices. Sam was instrumental in giving life and living benefits insurance advise to both family and business markets starting from product selection, processes, procedures and all administrative sides of the insurance business for hundreds of clients. He is good at both personal insurance, group insurance and health/dental plans. Sam is also well versed with investment advice, financial planning software, creating and implementing financial planning models. KYC, KYP and other different areas that are integral to a holistic financial planning practice.
Sam's background lies in the Oil and Gas industry. His people skills helped him to switch career path after moving to Canada. He spent over a decade working in the resource sector. His work with international global corporations allowed him the opportunity to travel and work in parts of Europe, India and North America.
His passion for meeting new people and helping them make decisions about their financial goals led him to choosing a career in wealth management. Sam’s professional experience includes helping individuals, families and business owners to find solutions to their risk management needs. He works with his clients to develop a customized solution that fits their unique needs and goals. Sam is committed to providing exceptional service to his clients.
Sam lives in Calgary, AB with his wife Pam (Poulomi), and young daughter Aditri and a little dog Goldendoodle, Kyra. He spends his free time reading books and touring with his family doing cross country road trips, boating or hiking through the mountains. Sam is a nature lover.
Raymond James Ltd.
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Raymond James Ltd.
