A breadth of services to serve a variety of needs
Roadmap Objectives
A comprehensive roadmap entails planning for your future with a tax minimization focus while also planning to ensure your wealth is properly transitioned to future owners when you are gone. We deal with the leading providers of insurance, accounting and legal services. We will work with you to develop solutions in all areas of personal and corporate financial roadmapping and risk management.
Protecting Your Family
Mitigating your risk should be a key component to any roadmap plan. We incorporate analyses for life insurance, living benefits (such as disability insurance, critical illness, long term care, health & dental) and estate planning insurance.
Protecting Your Business
We offer various financial tools for your small business and employees, such as retirement planning, shareholder agreements, insurance planning, and investment diversification. We also offer transition of shares between generations, and advice for professionals looking to incorporate their practice.
Protecting Your Retirement
Accumulating retirement assets in a tax-efficient manner and ensuring that you will not outlive your income are typical retirement planning concerns. We work with you to determine what level of savings you need to make in order to reach your goals.
Protecting Your Estate
We can help you determine which tools will work best to help ensure that your assets are managed and transferred to your heirs with minimum inconvenience and expenses, while minimizing the impact of taxes for your estate.
Protecting Your Legacy
We understand your desire to support worthy organizations and give back to your community. We can help you to identify numerous financial benefits, such as immediate tax deductions and capital gains savings, so that your charitable contributions are maximized and your personal financial goals are attained.
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The Raymond James Partners Program offers you and your Financial Advisor access to the best investment minds in the business. Experienced managers will personally manage your Partners Program account based on your investment, risk and return expectations. This program is designed for investors who have more diverse investment requirements.
Features
- Investment Needs Analysis
Your Cochrane Wealth Management advisor will sit down with you to complete a thorough questionnaire in order to evaluate and define your investment objectives, timeframe, risk acceptance and return expectations. This allows us to develop a personal investment profile and an asset allocation strategy in a diversified portfolio that has been built specifically for you. - Asset allocation strategy
The creation of this strategy defines your investment needs. - Investment management
This process involves choosing investment managers to achieve your wealth management objectives. - Portfolio monitoring
Regular monitoring and reporting by the Raymond James Investment Management Committee and an independent, third-party investment consulting firm lifts the management and administration responsibilities from your shoulders as we work on your behalf.
- Investment Needs Analysis
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A Viridian Account is a premium, full-service, fee-based account offered by Raymond James, designed for clients - investors like you - who are serious about investing and making a long-term commitment to their financial goals.
There are many good reasons why a Viridian Account is the right choice. It's a highly flexible investment solution that gives you and your financial advisor complete, cost-effective control over your investment decisions.
Your Viridian Account is the beginning of a whole new way of managing your investments, with active consultation and a deeper relationship with your financial advisor. You work together, secure in the knowledge your investment objectives are aligned with personalized advice that gives you the flexibility and control to make your Viridian Account a core part of your family's financial future.