Cross Border Clients
Cross-Border Clients
We help Americans and Canadians who find themselves in the unique situation of having investment accounts on both sides of the border. Whether you are a Canadian resident moving to the US, an American living in Canada, or a US resident who expects to inherit Canadian dollars, we can help.
Our team is licensed and regulated in both Canada and the U.S., and we work closely with our clients to translate their personal needs into a comprehensive strategy for their cross-border accounts and assets, including:
- Proactive Support: Receive a pre or post-move consultation focused on understanding your tax implications, and detailed action plan for your recent or upcoming move
- Unified Asset Management: Our team is licensed in both Canada and the US, ensuring we can manage your IRA, 401(k), or RRSP regardless of where you reside
- Comprehensive Financial Planning: We streamline your financial plan, considering assets and pensions on both sides of the border
- Optimal Solutions: We simplify cross-border complexities such as PFIC rules, IRA and 401(k) rollovers, while also maintaining well-connected professional networks to assist with planning, taxation and legal services
- Round the Clock Support: From retirement benefit guidance (CPP, social security, medicare) to investing for dual citizen children, we provide tailored solutions to minimize tax burdens and optimize long-term investment strategies
-
Canadians tend to move to the United States to try to escape the cold or to follow an employment opportunity. When they do, they can find themselves in the unfortunate situation of being 'orphaned' by their existing Canadian based investment advisor as most Canadian investment advisory firms are not properly registered to do business with Canadians in the United States.
-
An American living in Canada can end up in the unfortunate situation of being 'orphaned' by their existing U.S. based advisor as most U.S. broker dealer and investment advisory firms are not properly registered to do business in Canada.
-
Inheriting money from a Canadian relative? The weakness in the Canadian dollar versus the U.S. dollar can mean you will be in the unfortunate situation of receiving 15–25% less than you thought your inheritance would be. We can assist you by creating a disciplined investment strategy in Canadian dollars, and when there is a better time or a particular need for U.S. dollars, we can handle the foreign exchange conversion for you.
