James Grill, CFP^®, CHS, CIM^®, FMA, FCSI^™, CSWP, CLU, AIFP, CIWM

Senior Wealth Manager
James.Grill@raymondjames.ca

 

Among the best educated and most highly accredited Wealth Managers in the country, James has made furthering his knowledge on best practices in the industry a priority for more than twenty-five years. His clients benefit greatly from the quality of the advice and guidance that he is able to provide. James has the knowledge and experience to ensure that client goals are achieved in the most timely and effective manner possible.

In 1998, James received the Certified Financial Planner (CFP) designation.

In 2000 James went on to complete his Certified Health Insurance Specialist (CHS) designation, a specialist designation in group benefits, living benefits (disability insurance, critical illness insurance, long-term care insurance), and the business uses of insurance. In 2003 James received the Canadian Investment Manager (CIM) designation, a specialist designation in investment management and portfolio management techniques.

Many of James’ clients were at that time (and still are) incorporated business owners and incorporated professionals. To better understand and service their needs, in 2004 James received the Financial Management Advisor (FMA) designation, a specialist designation in advanced financial planning, especially for incorporated professionals and business owners.

In 2004 James also received the Certified Professional Consultant on Aging (CPCA) designation. His advanced understanding of the myriad social benefits and clawback thresholds helps his high-net-worth senior clients continue to maximize the social benefits they should be entitled to from a lifetime of being solid tax-paying Canadians.

In 2005, James was honoured with the Fellow of the Canadian Securities Institute (FCSI) designation, a prestigious designation awarded to industry professionals whose superior training and experience exemplify excellence.

In 2007, James was among the first to be awarded the Chartered Strategic Wealth Professional (CSWP) designation, a very unique designation which focuses on advanced planning strategies for accumulating and preserving wealth, in addition to the optimization of retirement income and wealth transfer.

In 2009, James received the Chartered Life Underwriter (CLU) designation which provided him with a uniquely Canadian perspective, specializing in wealth transfer and estate planning for individuals, business owners and professionals.

In 2011, James was among the very first Canadian advisors to receive the Accredited Investment Fiduciary (AIFP) designation. This course of studies teaches and reinforces the importance of following strict protocol and procedures (the Global Fiduciary Precepts) when acting as an investment fiduciary.

In 2014, James achieved the Certified International Wealth Manager (CIWM) designation. The CIWM is an advanced, internationally recognized education program for experienced professionals in the wealth management industry. It is set at the degree/graduate level with a focus on the practical implementation of comprehensive wealth management strategies for affluent families and individuals.

James' counsel and guidance includes risk management for an investment portfolio, utilizing advanced tools and solutions to minimize the income tax liability normally associated with successful investing, and providing the most tax efficient income for retirement while minimizing social benefit claw backs. He also utilizes advanced, robust solutions such as individual pension plans or employee profit sharing plans for incorporated professionals, helping clients to ensure an orderly and efficient transfer of wealth to the next generation and maximizing the efficiency of their philanthropic gifting.