Financial Planning

Teresa Mok

Senior Financial Planner, Raymond James Financial Planning Ltd. (Canada)

• Works closely with clients to build a plan that will put them on track to achieving their financial goals.
• Considers all aspects related to retirement, education, tax, risk management, estate planning and more.
• Diploma of Financial Planning, Certified Financial Planner (CFP®), U.S. Chartered Retirement Planning Counselor (CRPC®) and the Trust and Estate Practitioner (TEP) designations.

Financial Planning

Angela Carter

Financial Planner, Raymond James Financial Planning Ltd. (Canada)

• Works closely with clients to understand their unique financial situation, including their income, expenses, assets, liabilities, and investments.
• Over 10 years experience specializing in wealth management, providing expertise that makes a significant difference in a clients’ financial success.
• A Certified Health Insurance Specialist (CHS), and a Certified Financial Planner® (CFP).

Tax Solutions

Sonya Dolguina

Manager, Tax Consulting, Raymond James Financial Planning Ltd. (Canada)

• Educates and advises clients on tax-effective wealth management to help them meet their unique goals.
• Specialized in cross-border taxation, with years of experience advising on complex Canadian and U.S. tax matters.
• Sonya is a licensed CPA in both Canada and the US (Illinois) and is currently completing the rigorous 3-year Canadian in-depth Tax program.

Tax Solutions

Sam Kyriazis

Manager, Tax Consulting, Raymond James Financial Planning Ltd. (Canada)

• Provides tax guidance and investment planning solutions to clients.
• Over 15 years experience in cross border tax planning and tax compliance for high-net worth individuals and globally mobile employees.
• Specialized in working with U.S. citizens, cross-border trusts and estates, U.S. gift tax as well as tax planning for individuals with U.S. retirement plans.

Financial Planning

Shuangshuang Kong

Senior Financial Planner, Raymond James Financial Planning Ltd. (Canada)

• Develops comprehensive financial plans for business owners and high net worth families.
• 9+ years experience as a financial planner in private wealth management.
• Volunteer faculty member at CFP Canada Institute to coach aspiring financial planners. Holds her Certified Financial Planner designation (CFP®).

Financial Planning

Yannick Rivest

Financial Planner, Raymond James Financial Planning Ltd. (Canada)

• Fosters a holistic approach to financial planning, looking for blind spots and opportunities to ensure financial goals are met.
• Over 15 years of industry experience including 8 years as a financial planner.
• B.A. from UQUAM, financial planning license in Quebec through IQPF and CFP® designation from FP Canada.

Financial Planning

Craig Thomas

Senior Financial Planner, Raymond James Financial Planning Ltd. (Canada)

• Works with clients to plan for their entire financial picture including; retirement, tax, risk management, and estate and trust planning.
• 15 years of industry experience including 3 years with Raymond James.
• A Registered Financial and Retirement Advisor (RFRA), Chartered Investment Manager (CIM), Certified Financial Planner (CFP) and a Fellow of the Canadian Securities Institute (FCSI).

Insurance Solutions

Heather Roche

Insurance Planning Specialist, Raymond James Financial Planning Ltd. (Canada)

• Focuses on planning-based insurance protection solutions.
• Guides and educates clients through life transitions to help grow wealth, reduce taxes and protect families.
• A certified financial planner and chartered life underwriter.

Insurance Solutions

Jacqueline Knoblauch

Insurance Planning Specialist, Raymond James Financial Planning Ltd. (Canada)

• Specialized in financial, estate and insurance planning primarily for incorporated business owners.
• 14+ years of industry experience, including 8 years with Raymond James.
• A Certified Financial Planner (CFP^®) and Chartered Life Underwriter (CLU).

Insurance Solutions

Karine Orser

Insurance Planning Specialist, Raymond James Financial Planning Ltd. (Canada)

• Personable approach to building strong relationships with clients to help solve complex financial problems.
• Over 20 years’ experience focusing on life, critical illness, disability and group insurance, as well as individual and corporate tax solutions.
• A certified health insurance specialist with a diploma in business management.

Insurance Solutions

Annie Belanger

Insurance Planning Specialist, Raymond James Financial Planning Ltd. (Canada)

• Providing clients with innovative, tax-efficient insurance strategies to help manage finances and protect assets.
• A highly experienced life insurance expert with over 30 years of dedicated service to her clients.
• Master's degree in Taxation from Université Sherbrooke and a bachelor's degree in Administration from the University of Ottawa.

Insurance Solutions

Uriah Kane

Insurance Planning Specialist, Raymond James Financial Planning Ltd. (Canada)

• Engages in highly technical discussions with lawyers and accountants to facilitate advanced corporate tax planning.
• Educates clients and accountants on insurance solutions and how to integrate them into planning.
• A certified financial planner (CFP) and a certified life insurance underwriter (CLU).

Insurance Solutions

Eric Jozsa

Insurance Planning Specialist, Raymond James Financial Planning Ltd. (Canada)

• Provides consultations with business owners and benefit plan administrators on the market competitiveness, compliance, and completeness for their benefit and retirement plans.
• Educates and advocates for plan members, acting as a liaison for correspondence with the insurance carrier.
• Over a decade in the industry, insurance licensed in three provinces (AB, BC, ON) with a Canadian Pensions Certificate.

Insurance Solutions

Zenon Zemluk

Insurance Planning Specialist, Raymond James Financial Planning Ltd. (Canada)

• Helping to navigate the if’s in life for families and business owners.
• Over 25 years of industry experience.
• A Certified Financial Planner (CFP®) and Certified Health Specialist (CHS).

Insurance Solutions

Stephen Miziolek

Insurance Planning Specialist, Raymond James Financial Planning Ltd. (Canada)

• Expertise in business succession planning, wealth preservation, tax minimization, critical illness, and long-term care.
• Helping individuals and businesses protect their income and assets through the critical stages of their financial lives.
• A certified life underwriter (CLU) with over 40 years experience.

Insurance Solutions

Greg Jizmejian

Insurance Planning Specialist, Raymond James Financial Planning Ltd. (Canada)

• Guides and helps families protect the people and values they cherish most.
• Over 22 years of industry experience including 17 years as Vice President, Estate & Insurance Advisor at a bank owned firm.
• A Certified Financial Planner (CFP®), Chartered Life Underwriter (CLU), Chartered Financial Consultant (CH.F.C) and Trust & Estate Practitioner designation (TEP).

Estate & Trust Services

Patricia Chartrand

Senior Trust Advisor
Solus Trust Company, an Affiliate of Raymond James 

• Identifies and works to provide appropriate trust services to assist with the smooth execution of estate planning.
• Over 22 years of industry experience with a large Canadian Bank in BC.
• B.A. in Economics and Political Science from the University of Prince Edward Island and holds the IFC (Investment Fund Canada) designation through CSI.

Estate & Trust Services

Marissa Lydynia

Associate Vice President, Estate and Trust Solutions
Solus Trust Company, an Affiliate of Raymond James

• Delivers a practical but sensitive approach to handling all trust and estate related matters.
• Responsible for estate, trust and incapacity planning services for Quebec based clients.
• Bachelor of Commerce degree from McGill University and Bachelor of Law degree from the University of Montreal.

Estate & Trust Services

Damian McGrath

Associate Vice President, Estate and Trust Solutions
Solus Trust Company, an Affiliate of Raymond James

• A practical approach to helping clients with their estate, trust, philanthropic and legacy planning needs.
• Over 20 years of industry experience in the following provinces: AB, SK, and BC.
• Bachelor of Law from the University of London, member of the Law Society of Saskatchewan and the Society of Trust and Estate Practitioners (STEP).

Estate & Trust Services

Riaan Botha

Senior Trust Advisor
Solus Trust Company, an Affiliate of Raymond James

• Takes educating clients very seriously and makes it his mandate to look at their complete picture.
• Over 20 years experience in Estate and Trust services.
• Bachelor of commerce degree, bachelor of law degree, postgraduate diploma in taxation and member of the Society of Trust and Estate Practitioners (STEP).

Estate & Trust Services

Paula Lester

Associate Vice President, Estate and Trust Solutions
Solus Trust Company, an Affiliate of Raymond James

• Provides comprehensive estate, incapacity, and trust planning services to Ontario-based clients.
• Believes that estate and trust planning serve to ensure a better future and a sound legacy for clients and their loved ones.
• A graduate of the Juris Doctor program at Queen’s University, Bachelor of Arts degree with honors, and holds the Trust and Estate Practitioner (TEP) designation.

Estate & Trust Services

Jessica Lo

Associate Vice President, Estate and Trust Solutions
Solus Trust Company, an Affiliate of Raymond James

• Assists clients in implementing their planning goals through the creation of well-considered, customized estate plans.
• A designated Trust and Estate Practitioner (TEP) with 10 years of experience in the legal industry.
• Law degree from the University of Victoria and a Bachelor of Science from the University of British Columbia.

Charitable Giving

Diana Mao

Associate Vice President, Charitable Giving Program
Solus Trust Company, an Affiliate of Raymond James

• Works with families across Canada to facilitate their charitable gifts and advance their philanthropic goals.
• Responsible for leading Raymond James’ client philanthropy program, a donor advised fund.
• B.Sc. from the University of Waterloo, a member of the Canadian Association of Gift Planners (CAGP), Certified Financial Planner (CFP), Personal Financial Planner (PFP) and Master Financial Advisor in Philanthropy (MFA-P).

Estate & Trust Services

Benjamin Buckingham

Senior Trust Advisor
Solus Trust Company, an Affiliate of Raymond James

• Guides clients to ensure all necessary planning details are in order for the smooth, administration of their wishes.
• Well versed in estate planning tools and strategies.
• Law degree from the University of British Columbia, and Bachelor of Arts in Theatre from Trinity Western University.