You’re in a high-impact healthcare career
and want to continue focusing on doing what you love. Your intertwined personal and corporate situation creates unique tax and investment strategies, demanding professional attention.
What should you be considering at different stages of your career?
| Your pain points | How we address them |
|---|---|
| You find it difficult to coordinate all the financial parts of your life (billing, accountant, insurance, lawyer, financial planner) | Your advisory team coordinates with all your third-parties on your behalf and also provides tax filing in-house, to relieve you entirely of that mental burden. |
| You don’t know how to optimize tax strategies, your corporation/sole proprietorship, or your investment portfolio | Your advisor works with a team of in-house dedicated physician-focused tax, estate, and investment professionals, catering to your unique situation and proactively managing these parts of your life for you |
| You want a sounding board to make rational investments and other critical financial decisions (e.g. should I house my real estate in my corporation or under my personal name?) | Your advisory team constructs a tax-efficient portfolio, and models each unique scenario to make an evidence-backed decision for your future goals |
| You have neither the time nor mental energy to properly manage your increasingly-complex finances; your career and/or family fully consume those scarce resources | Your advisor will pick up your calls on nights and weekends, and protects your time by managing and executing on your financial action items, so you can have focus on the things you love |
| You don’t want to be treated like a number because you’re a high-income earner (or will be one soon) | Your advisor will pick up your calls on nights and weekends, and protects your time by managing and executing on your financial action items |
See how we have helped physicians at different stages of their career.
Financial Planning
| Residency | New Physician | Mid-Career Physician | Late-Career Physician | Retired | |
| Budgeting and Cash Flow | |||||
| Debt Repayment | |||||
| First Home Purchase | |||||
| Investment Property Purchases | |||||
| Family Planning and Cash Flow | |||||
| Independent Pension Plan | |||||
| Incorporation | |||||
| Asset Protection and Credit Proofing | |||||
| General Insurance Coverage | |||||
| Advanced Corporate and Family Insurance Coverage | |||||
| Inheritance Strategy | |||||
| Tax-Efficient Borrowing (Corporate) |
Investment Management
| Residency | New Physician | Mid-Career Physician | Late-Career Physician | Retired | |
| Asset Allocation and Risk Tolerance Review | |||||
| Active Quarterly Rebalancing | |||||
| Private Equity, Venture, Hedge Fund Investments | |||||
| Family Investment Plan and Reviews | |||||
| Passive Income Generation |
Trust and Estate Planning
| Residency | New Physician | Mid-Career Physician | Late-Career Physician | Retired | |
| Initial Consultation and Set-Up | |||||
| Trust Administration | |||||
| Estate/Succession Planning | |||||
| Tax-Efficient Charitable Giving | |||||
| Post-Death Asset Protection | |||||
| Will Review and Update |
Tax Planning
| Residency | New Physician | Mid-Career Physician | Late-Career Physician | Retired | |
| Tax Preparation and Filing | |||||
| Income Splitting | |||||
| Quarterly Tax Instalments | |||||
| Tax-Exempt Life Insurance | |||||
| Expense Claim and Deduction Exploration | |||||
| Salary vs. Dividend Review | |||||
| Eligible vs. Ineligible Dividend Determination |