Creating a sense of order and organization to your financial life
We design a comprehensive blueprint for your wealth management.
Our Core Investment Philosophy
The personalized financial plan we create for each of our clients is the foundation for your financial success. We do not believe that guessing or "winging it” are effective ways to manage your hard-earned money.
Similar to building your dream home, there are several integral pieces of the design that must exist to create the secure financial future you want.
We believe in the 5 Building Blocks for Financial Success.
- Your Investment Policy Statement
Keeping emotions from destroying your plan - Your Retirement Plan
A long, comfortable and totally worry-free retirement with no compromise in lifestyle, and no concern about running out of money - Your Education Plan
To have the ability to fund the education of your children, if applicable - Your Estate Plan
To optimize the transfer of wealth to the people you love - Your Action Plan
To get you on track, keep you on track, ensuring execution and follow-up and making the plan a reality. Life happens and sometimes changes in direction and focus need to be made to your plan.
“Mark is like a financial compass--he keeps me and my portfolio pointed in the direction of the financial goals we mapped out when we first met. If you want your money to work as hard as you do, get an advisor who works even harder. That's Mark.”
Mike Harling, Vancouver
So how do you work with us?
Our Proven Process has been designed - and refined - to create a clear step-by-step plan, unique to you and your family, to maximize your investments for the retirement of your dreams.
Our 5-step process:
- Discovery meeting: It all starts with an in-depth conversation. Our first meeting is focused solely on getting to know each other and determining if we can create a trusting, long-term relationship. We ask lots of questions to get to know you and your vision, values and expectations. We don’t start giving you advice before we understand you and have built a customized Financial Plan tailored to your needs and goals. And you should understand us, how we do business and how we serve our clients.
- Enhanced planning: Yes, there’s a fit? In our second meeting, we go into a Deep Dive. This is focused on our process, your priorities and goals, your current circumstances and determining what your idea of an ideal financial future is.
- Form signing: It’s fairly straightforward and quick. You sign the forms required to transfer your assets to the Hougen Wealth Management team. If you have additional questions or concerns, we discuss them.
- Financial Plan Meeting: Your assets have officially been transferred in. And your plan is ready for review - this is like the blueprints for your dream house, prepared by an architect. We go through the details. We've taken all the information you've given us and created a coordinated investment plan, action plan and retirement plan to achieve your financial goals.
- Annual Check up: You come to two meetings a year to discuss your financial strategy and how you're doing, according to the plan. In the Fall, we cover portfolio. In the Spring, we go through overall planning and taxes, with your individual goals-based chart to confirm we’re on track.
