Our Year In Photos (2023)



December 2022: Maria teaching her nieces and nephews how to bead a bracelet for Christmas.
maria-teaching

January 2023: Shoaib and Buster the dog, who Shoaib rescued and helped reunite with his owner.
Shoaib and Buster

January 2023: Shoaib, in Phoenix, seeing a cactus for the first time.
shoaib in Phoenix

March 2023: Maria and son Nicholas; every Saturday night is a pizza-making party at Maria’s house.
Maria pizza

April 2023: Mark and son Alex cycling around the Glenmore Reservoir in Calgary as the ice breaks up from winter.
Mark cycling

May 2023: The Hougen team celebrating two years at Raymond James.
Hougen Team Celebrating

May 2023: Traci in Central Park on the most recognized stretch of the park, made famous in countless movies and TV productions.
Traci in Central Park

May 2023: On 5th Avenue in NYC, Traci and a bronze statue of Adi Dassler, the founder of Adidas.
5th avenue

May 2023: Mark in Tampa with Tom and Mary James. Tom is Chairman Emeritus and a current member of the RJ Board. He is still working full time as an advisor!
Mark in Tampa

May 2023: Mark and Traci in Tampa at the RJ National Business Conference.
Mark and Traci in Tampa

May 2023: Shoaib and his friend Josh in Los Angeles, at the Lakers Playoff game against the Denver Nuggets.
Shoaib in LA

May 2023: Shoaib at an Angels home game seeing the biggest star in baseball, Shohei Ohtani for the first time.
Shoaib at Angels

May 2023: Maria and friends being nostalgic and celebrating a birthday, with High Tea at The Palliser.
Maria and Friends

May 2023: Maria doing a little photo bombing at the 73rd Grand Highland Military Ball, Calgary’s longest-running gala. Raymond James was one of the proud sponsors of the event.
73rd Grand Highland

June 2023: Sarah celebrating her graduation. Her dad is off camera celebrating her upcoming full-time employment.
Sarah celebrating her graduation

June 2023: Mark and Traci, with University of Calgary graduate Sarah Hougen.
University of Calgary

June 2023: Mark at the Irish Rock 'n' Roll Museum in Dublin.
Irish Rock

June 2023: Mark in control of the soundboard that was used to record U2, Thin Lizzy, The Cranberries and more young Irish artists.
Mark soundboard

June 2023: Mark and Traci in Dublin at the Guinness Storehouse.
Dublin Guinness Storehouse

June 2023: Mark and Traci at the Guinness Storehouse, with their photos"printed" on the head of their Guinness.
Guinness Storehouse

June 2023: Maria's"Cooking girls" group enjoying the results of their labours of love.
Cooking girls

July 1, 2023: Mark and Traci on a windy Canada Day in Dublin, on the Millennium Bridge.
Millennium Bridge

July 2023: Mark and Traci cycling the Ring of Kerry, on the 179km-long, circular route around the Iveragh Peninsula in southwest Ireland’s County Kerry.
Ring of Kerry

July 2023: Traci on her way to the pub in Timoleague along Ireland's southern coast between Kinsale and Clonakilty. This area is known as the first place to bring beekeeping and honey to Ireland.

Timoleague

July 2023: Mark overlooking Les Baux in the Provence-Alpes-Côte d'Azur region in Southern France.
Les Baux

July 2023: The narrow streets of Lyon. As the gastronomic capital of France, there are more restaurants per person in Lyon than any other place in France and probably Europe.
Streets of Lyon

July 2023: Mark and Traci in one of the 40 surviving Traboules in Lyon. These secret passageways are now marked with a small identifying seal. During the Second World War, the Traboules were used by the resistance for secret meetings, thus preventing the Nazis from occupying all of Lyon.
Traboules in Lyon

July 2023: After visiting for the first time, Barcelona is now one of Mark and Traci's favourite cities in the world.
Barcelona

July 2023: In Barcelona, Traci finds her new favourite retail store.
Retail Store

July 2023: Mark and Traci on the"Rick Steves' Barcelona audio walk", in front of Gaudi's Casa Milà. It was the last private residence designed by architect Antoni Gaudí and was built between 1906 and 1912.
Rick Steves Barcelona

July 2023: Gaudi's famous Casa Batllo in Barcelona. There are few straight lines, and most of the façade is decorated with a colorful mosaic made of broken ceramic tiles. One of the most unique and memorable buildings in the world.
Gaudis Famous Casa Batllo

July 2023: Mark and Traci at the Sagrada Família in Barcelona. Designed by Antoni Gaudi, this is the largest unfinished church and the longest ongoing construction project in the world. Gaudí devoted the remainder of his life to the project, and he is buried in the church's crypt. At the time of his death in 1926, less than a quarter of the project was complete. It is now anticipated that the building will be completed by 2026, the centenary of Gaudí's death.
Sagrada Familia in Barcelona

July 2023: Around 48km northwest of Barcelona, Mark and Traci at the Santa Maria de Montserrat Abbey. The monastery was founded in the 11th century and still functions to this day with over 70 monks. The Publicacions de l'Abadia de Montserrat, the onsite publishing house, is one of the oldest printing presses in the world still running, with its first book published in 1499. FYI: the opening chapter of Dan Brown's 2017 novel Origin is set in Santa Maria de Montserrat.
Stana Maria de Montserrat Abbey

July 2023: At the Santa Maria de Montserrat Abbey, the Black Madonna statue sits behind a sheet of glass. However, one of her hands that is holding a sphere (which symbolizes the universe) is not behind the glass. It is tradition for you to kiss or touch the Virgin's hand whilst opening out your other hand to Jesus. Mark decided to just take a photo.
The Black Madonna Statue

July 2023: The team at the Calgary Stampede, the greatest outdoor show!
Calgary Stampede

July 2023: Taylor Swift as generated by AI ("paint Taylor Swift in the style of Vincent van Gogh"). Mark gave this to his daughter Sarah, possibly the biggest Taylor Swift fan in the world, for her birthday just before she saw Taylor in Seattle.
Taylor Swift

July 2023: Shoaib and his girlfriend Jenna, outside of Notre-dame Basilica in Montreal.
Shoaib Notre-Dame

July 2023: Ryan after a 45-minute battle to reel in a seven-foot Sturgeon on the Fraser River, Abbotsford, B.C.
Sturgeon

July 2023: Ryan and Paige before entering the GMC Stadium to watch the Chuckwagon Races at the Calgary Stampede.
GMC Stadium

August 2023: Mark volunteering at the Grizzly Den. Like TV's Dragons’ Den, candidates from across Canada pitch themselves to the Grizzlies - a panel of influential business leaders, who provide feedback, suggestions, and leads to help propel these amazing people and their careers.
Grizzly Den

August 2023: Maria went all the way to Montreal to have one of Mark's favourite sandwiches!
Marks Favorite Sandwiches

August 2023: Sukhdeep with her kids, Rantaj (now, five years old) and Yuvraj (now, eight months old), at Heritage Park.
Sukhdeep at Heritage Park

August 2023: Ryan and his dog Cosmo, golfing at a dog-friendly course in Cochrane. Still training Cosmo to add an extra 30 yards to his drive and make sure he always drops the ball in the fairway.
Ryan Golfing

September 2023: Traci, the number one fundraiser in Canada for the past three years for Ovarian Cancer research, at the annual Walk for Hope fundraiser in Calgary.
Traci Ovarian Cancer

September 2023: Sukhdeep with family, on the main street in Banff, AB. Sukhdeep’s younger son, Yuvraj’s first trip to mountains!
Sukhdeep with Family

October 2023: In Las Vegas, Mark and Traci at the new, incredible music venue, the Sphere to see U2.
Vegas Sphere

October 2023: Mark and Traci inside the Sphere at the U2 concert. The Sphere has a 160,000-square-foot LED screen made of 64,000 video tiles that wraps around the interior. At a 16,000 × 16,000 resolution, it is the highest-resolution LED screen in the world. And the audio is amazing: 167,000 amplified loudspeaker drivers, housed in 1,600 loudspeaker modules with another 300 mobile modules, results in crisp, clean, high-quality audio, which sounded as if the speakers were directly in front of you rather than hundreds of feet away. Amazing audio and video in a building designed for music, not sports. And U2 was amazing!!!
Mark and Traci in the Sphere

October 2023: (from right to left) Ryan with his sister Melanie, brother-in-law Riley and good friend Austin enjoying the Battle of Alberta – Heritage Classic hockey game at Commonwealth Stadium in Edmonton. The game ended up being -18°C and Nickelback played a concert between periods.
Ryan with Melanie

October 2023: Ryan celebrating Thanksgiving with his girlfriend Paige and their dog Cosmo.
Ryan celebrating Thanksgiving

November 2023: At the University of Calgary, Traci's youngest, Paige, graduating with her Communications degree.
Graduating with Communications Degree

November 2023: Mark kicking a field goal at Sofi Stadium in Los Angeles, part of the stadium tour with his group on their annual football trip.
Kicking a Field Goal

November 2023: Sukhdeep celebrating Diwali (the festival of lights) with family at home.
Sukhdeep Celebrating Diwali

December 2023: Ryan and Paige celebrating their anniversary at the Spruce Meadows International Christmas Market.
Ryan and Paige Celebrating


The essence of investment management is the management of risks, not the management of returns.
Benjamin Graham